UPI settle-up
Split the bill. Settle it on UPI in one tap.
No more “send me your UPI ID” on WhatsApp. ttmm knows who owes whom and opens your UPI app with everything filled in.
How it works
- Add the expense — restaurant bill, cab, groceries — and pick who it’s split between.
- Tap Settle up — ttmm shows the fewest payments to square everyone up.
- Pick your UPI app — GPay, PhonePe, Paytm or BHIM opens with the payee and amount. Or scan the UPI QR on their phone.
- Done — the payment is recorded and everyone’s balance updates instantly.
Is it safe?
ttmm never touches your money or your UPI PIN. Payments happen entirely inside your UPI app; ttmm only records that the payment was made.
Request money from friends
Owed money? Share a payment request with your UPI QR on WhatsApp — your friend pays in their UPI app and ttmm marks it settled.
Questions
Which UPI apps work with ttmm?
Any UPI app that supports UPI payment links, including Google Pay, PhonePe, Paytm and BHIM. You can also show or scan a UPI QR code.
Does ttmm charge for UPI payments?
No. ttmm doesn’t process payments, so there are no fees from ttmm.
Can I record a cash payment?
Yes. Mark a settle-up as paid in cash and balances update the same way.
