Questions, answered

Yes. Groups, friends, UPI settle-ups and sync are free. ttmm Pro (from ₹69/week · ₹96/month · ₹769/year, or ₹1,969 for 3 years) adds unlimited entries, no ads, unlimited bills & chores and exports.

Never. Payments go through your own UPI app; ttmm just records them.

No — add them by name or number. They get a link and see everything once they join, on Android or the web.

It’s on the way. Until then iPhone users can use ttmm on the web with the same account — add it to the home screen and it works like an app.

They stay on your phone. Numbers are hashed before we check who’s on ttmm, and nothing is stored.

About a minute: make a group, add your flatmates by name, and add your first expense.

No. People can be added by name and join later from Android or the web.

Yes. In an equal split, untick anyone who wasn’t part of it. In the other modes, give them 0.

The difference between the bill total and the items is shared in proportion to what each person had, so bigger orders carry more of the tax and tip.

Yes. Choose Paid by → Multiple people and enter what each person paid. The amounts have to add up to the bill.

The free plan has up to 7 entries a day: 3 free, 2 with a short ad, and 2 from saved entries. ttmm Pro has no limit.

All major currencies, including USD, EUR, GBP, AED, THB, SGD, JPY and AUD. Rates come from a public exchange-rate service, and you can type your own.

Yes. ttmm saves them on your phone and syncs when you’re back online.

In the group’s currency (usually rupees). Every foreign expense is converted when it’s added.

No. ttmm opens your UPI app with the details filled in; the payment happens in your UPI app, between your bank and theirs. ttmm only records that it happened.

You can still record a payment with Mark paid, or ask them to add their UPI ID in Me → Edit profile so requests work.

Yes. Choose Half or a Custom amount on the settle screen. The rest stays on the balance.

No. Your total stays the same; only the number of payments goes down.

No. It adds the rent to the group as an expense every month, so everyone’s share shows up. Paying your landlord still happens the usual way.

Yes. Recurring bills support every split type, including exact amounts and percentages.

Skip their turn and it moves to the next person. The wheel keeps going.

Yes, on Android it arrives as a notification with your chosen meow sound and a vibration. On the web it plays while ttmm is open.

Yes. In Settings → Notifications you can mute Meows or all chat notifications.

Only the members of that group.

Yes. Deleting is recorded in the group history so everyone can see it was removed.

All the way back to when the group was made.

Viewing statements is free. PDF and CSV exports are part of ttmm Pro.

No. Add them by name and split with them right away. When they join with your link, they see everything that was added for them.

Yes. Invite links open ttmm in the browser at ttmmsplit.in/app on any phone or laptop.

Yes. Tap “Scan or upload a QR image” and pick the screenshot.

Not yet. iPhone users can add the web app to their Home Screen from Safari; it works like an app and syncs with Android.

No. You can use ttmm without one; your data stays on your phone. Sign in with email to sync between devices and with your group.

Yes. Expenses you add offline sync automatically when you’re back online.

In the app: Me → Settings → Delete account. You can also follow the steps on the delete account page.

No. Ads never see your expenses, groups or balances. ttmm Pro has no ads at all.

Email ttmmsplitcat@gmail.com or use the contact page.