Spend in any currency. Settle in rupees.
On a trip, everyone pays for something in a hurry: the cab, the hostel, the scuba dive. ttmm keeps it all in one place, in whatever currency you paid in.
A group for the trip
Make a group and pick Trip as the type. Add your friends by name or from contacts, or share an invite link in your trip’s WhatsApp group. Everyone who joins sees every expense as it’s added, so there’s no “I’ll add mine later” at the end.
Add expenses in the currency you paid in
Tap the currency next to the amount and choose USD, EUR, GBP, THB, AED, SGD and many more. ttmm shows the converted amount right under it (for example “≈ ₹2,084 · 1 USD = ₹83.36”) using the day’s exchange rate. Balances stay in your group’s currency, so settling up back home is simple.
Use the rate you actually paid
Card and forex rates differ from the market rate. Tap the rate line and type the rate your bank or forex card actually charged, and ttmm uses that for the expense. The expense shows both: “Paid $25 · 1 USD = ₹84”.
Trip-proof features
- Several payers: when two people split the hotel at check-in.
- Works offline: add expenses with no signal on the mountain; they sync when you’re back online.
- Fewest payments at the end: a 6-person trip usually settles in 5 UPI payments or fewer.
Planning a trip? Our guide on budgeting and splitting a group trip covers advances, bookings and cancellations.
Questions
Which currencies does ttmm support?
All major currencies, including USD, EUR, GBP, AED, THB, SGD, JPY and AUD. Rates come from a public exchange-rate service, and you can type your own.
Can I add expenses without internet?
Yes. ttmm saves them on your phone and syncs when you’re back online.
What currency do we settle in?
In the group’s currency (usually rupees). Every foreign expense is converted when it’s added.
